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How much down payment assistance can I get in Michigan?

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The amount of down payment assistance you can receive in Michigan depends on two primary factors:

1)  Using the MSDHA MI Home Loan 10K DPA: MSHDA offers up to $10,000 in down payment assistance for both your down payment and mortgage closing costs.

2) Your individual circumstances: This includes your location (zip code) and household size, as these factors impact your eligibility for the MSDHA down payment program and its corresponding assistance amounts.

Additionally, some local programs in Michigan might offer additional down payment assistance options. However, their availability and eligibility criteria might vary depending on your location. The MSHDA down payment assistance does not suffer from limited availability. It is offered continuously throughout the entire state of Michigan.

Remember, the information provided here is a general overview. For accurate and up-to-date details on specific program offerings and eligibility requirements, it’s crucial to rely on these reputable sources:

  • Visit www.MichiganDPA.com to connect with an MSHDA-approved lender: John Higgins, Senior Loan Officer Mortgage 1, Inc NMLS 136061 can provide personalized guidance based on your specific situation.
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