What Credit Score do you need for MSHDA down payment assistance?

What Credit Score do you need for MSHDA Icon

The minimum credit score required for MSHDA down payment assistance (DPA) programs is 640 for all single-family homes, condominiums, and manufactured homes.

It’s important to remember that these are just minimum requirements. Having a higher credit score can improve your chances of qualifying.  MSHDA’s down payment assistance program can be used with conventional, FHA, or USDA’s Rural Development (RD) mortgages.

To get the most accurate information about your specific situation, please connect with John Higgins, Senior Loan Officer Mortgage 1, Inc. NMLS 136061.  John Higgins can review your individual circumstances and determine the exact credit score requirement for the program you’re interested in.

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