MI Home Loan FLEX

Requirements for MI Home Loan FLEX

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1st Time or Repeat Homebuyer

Eligible borrowers can be either a first-time homebuyer or a repeat homebuyer.

Credit Score Icon- FLEX

660 Credit Score

To qualify for the MI Home Loan FLEX, a credit score of at least 660 is required.

Sale Price Limit Icon- FLEX

Sales Price Limit of $224,500​

A potential homebuyer can purchase a house with a maximum Sales Price of $224,500.

Debt to Income Icon- FLEX

Debt to Income: 45%​

A maximum debt to income of 45% is expected for eligible borrowers.



FLEX Mother and Daughter Fun

Did you know  FACT:  Not ALL Adults in the household need to apply, ONLY qualifying borrowers will be necessary.     Thumbs Up Icon

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Mortgage Options



USDA’s Rural Development

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To see if you qualify for this program, please click the check mark to the left to begin the pre-approval process.  It’s a fast and free option to see if you qualify for up to $7,500 in down payment assistance funds.

Complete MI Home Loan FLEX Details

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For assistance or if you have any questions,

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